| Feature | Buxfer | YNAB |
|---|---|---|
Automation | Requires minimal manual effort. Supports automatic categorization and rules, which let you automate a variety of mundane tasks. | Requires lot of manual effort. Limited support for automatic categorization. |
Budgeting | Offers flexible budgeting, allowing you to budget your way. | Rigid and inflexible. It's their way or the highway. |
Forecasting | Forecasts your future spending, income and account balances based on your past spending data. | Not supported |
Investments | Automatically syncs with your investment accounts and provides in-depth reporting for your holdings, portfolio, allocation and investment performance. | Not supported |
Retirement Planning | Allows planning for retirement and other long term goals like buying a house, or your kids' education. | Not supported |
Multiple Currencies | Full-fledged support for multiple currencies. | Not supported |
Access Control | Allows sharing access to your account with your family or accountant. | Not supported |
Automation | |
| Buxfer | Requires minimal manual effort. Supports automatic categorization and rules, which let you automate a variety of mundane tasks. |
| YNAB | Requires lot of manual effort. Limited support for automatic categorization. |
Budgeting | |
| Buxfer | Offers flexible budgeting, allowing you to budget your way. |
| YNAB | Rigid and inflexible. It's their way or the highway. |
Forecasting | |
| Buxfer | Forecasts your future spending, income and account balances based on your past spending data. |
| YNAB | Not supported |
Investments | |
| Buxfer | Automatically syncs with your investment accounts and provides in-depth reporting for your holdings, portfolio, allocation and investment performance. |
| YNAB | Not supported |
Retirement Planning | |
| Buxfer | Allows planning for retirement and other long term goals like buying a house, or your kids' education. |
| YNAB | Not supported |
Multiple Currencies | |
| Buxfer | Full-fledged support for multiple currencies. |
| YNAB | Not supported |
Access Control | |
| Buxfer | Allows sharing access to your account with your family or accountant. |
| YNAB | Not supported |